Consumer Protection - Fair Credit Reporting Act - Limitations - Multiple Reports
By Deborah Elkins
May 14, 2008
A woman who learned in 2003 that she was a victim of identity theft by someone who opened a Lane Bryant credit card account in her name, and who reported the fraudulent act to defendant bank and credit reporting agencies multiple times beginning in 2003, can sue the bank for failure to take remedial action under the Fair Credit Reporting Act within two years of filing her complaint, a U.S. District Court in Richmond holds; the Richmond federal court joins the majority of courts that have considered this statute of limitations issue, and holds the FCRA imposes a burden on banks to respond appropriately to each and every consumer dispute.
Broccuto v. Experian Information Solutions Inc. (USDC-ED) (VLW 008-3-177) (11 pp.)
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